ESAF reported NNPA of 0.8% at June 2026 versus 1.8% in March. GNPA remained 5.4% at reported precision, while its gross NPA balance increased from INR 1,213.9 crore to INR 1,253.3 crore.

ESAF: net NPA ratio fell, gross ratio stayed at 5.4%

Edition: 2026-10-11-bank-disclosures; published 2026-10-11T01:09:33.929823+00:00.

Reported periods: 31 March and 30 June 2026. Source presentation: 31 July 2026.

Source: ESAF Small Finance Bank, Q1 FY2027 investor presentation, dated 31 July 2026. Chart and extraction: LiquiLens, 11 October 2026.

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